Savings & Investments Center
FRC Savings & Investments
- How to Save and Invest in Your 20s, 30s, and 40s
Saving and investing aren’t one-size-fits-all. What makes sense in your 20s looks very different from the financial priorities you’ll have in your 30s or 40s. The good news? No matter your age, you can build a strong financial future by understanding how to balance short-term savings with long-term investing.
Here’s a decade-by-decade guide to help you focus on what matters most at each stage of life—with practical, member-friendly guidance from your credit union.
- How to Avoid Common 401(k) Rollover Mistakes
Changing jobs or retiring often means making an important decision about your 401(k). While rolling over a 401(k) can be a smart move, mistakes during the process can lead to unnecessary taxes, penalties, or lost retirement growth.
- Money Market vs. High-Yield Savings: Which Is Right for You?
When you’re deciding where to put your savings, two popular options often come up: money market accounts and high-yield savings accounts. Both are safe, reliable ways to grow your money—and both are commonly offered by credit unions with competitive dividend rates.
- Income Investment Philosophy for Beginners
Interested in low-risk investments with steady returns? An income investment philosophy might be just the thing for you.